Company Overview
Mortgage Options
Whether you're seeking financing for a commercial project, looking to secure a business purpose loan, or exploring reverse mortgage options, our experienced team is here to guide you with clarity and confidence. We understand that every situation is different—so we don’t offer cookie-cutter solutions. We listen, advise, and deliver strategies that align with your objectives.
Award Winning
Acknowledge for Excellence in Our Field.
Safe Your Money
Ensure Financial Safety with Our Services.
Our Core Sevices
Commercial Loans
Structured financing for real estate development, acquisitions, and expansions.
Business Purpose Loans
Fast, flexible funding for investment properties and business ventures.
Reverse Mortgages
Helping homeowners unlock home equity to support retirement and long-term goals.
FHA, VA, Conventional
Helping home owners with all available products is core to our mission.
DSCR and investments
An excellent tool for creating wealth
Property Sales
Expert-led real estate transactions that maximize value and ensure smooth clos
Property Rehabilitation
Turning underperforming or distressed properties into profitable investments.
2200
Happy Customer
4 +
Professional Agent
11 +
National Award
Why Choose UniMae?
With deep industry knowledge, a client-first mindset, and a commitment to delivering real results, UniMae is more than a lender—we’re your strategic partner. Our team brings years of expertise in real estate finance, investment strategy, and market analysis, ensuring every transaction is handled with professionalism and care. We pride ourselves on transparency, responsiveness, and long-term relationships. Whether you’re a first-time investor or a seasoned developer, we’re here to help you move forward with confidence.
Speak with Our Pros
Connect with Our Team
Director of Marketing and Research
Gillian McBrearty
President, Commercial Lending
Jesse Solomon
SDSU Student, Real Estate Studies
Keana Gocke
Broker/Loan Officer
Christopher McBrearty
Testimonials
Customer Testimonials
99.9% Customer Satisfaction based on 950+ Reviews and 56,530 Objective Resource
We had a long road ahead when it came to buying our home with a VA loan, but Chris and Jesse stuck with us every step of the way—for over two years. They helped us dispute old debts, raise our credit, and walked us through every part of the process. Thanks to them, I was able to buy a home for my family after leaving the military. These guys truly care
Chris and Jesse stuck with us for over two years
Marcus & Tanya E., Bakersfield, CAJesse Solomon and Chris McBrearty personally showed up at our construction site to help us sort out a complicated soil issue that had been delaying our permit for months. They worked with the engineer and the city to find a solution and keep our build moving forward. I’ve never seen loan officers get that involved. Their dedication saved our project and our budge
Jesse saved our project when no one else could
Daniel K., Temecula, CAChris McBrearty didn’t just help with the paperwork—he literally came to our home and helped us install pool safety fencing and patch up some needed repairs. He knew exactly what needed to be done for us to qualify for a reverse mortgage. Without his hands-on help and guidance, we’d still be stuck
Chris helped us install fencing and qualify for a reverse mortgage
Marjorie & Bill L., Chula Vista, CAAfter being turned down by three other lenders, Jesse Solomon found a way to make our hard money loan work. We closed fast and avoided losing our investment property. He was responsive, creative, and worked with our timeline—something that mattered a lot in our situation
Jesse found a way to make our hard money loan work
Leo & Rachel D., Orange, CAChris made our high-value home purchase painless. He got us a great rate on our jumbo mortgage and kept us informed the whole way.
Chris made our high-value home purchase painless
Sylvia M., Beverly Hills, CAJesse took the time to help us fix a few credit issues and made sure our FHA application was solid. He worked hard to get us approved quickly. We're now proud homeowners!
Jesse helped us fix our credit and qualify for an FHA loan
Miguel R., Fresno, CAChris and Jesse helped us secure a construction loan when no one else could. They didn’t just approve the loan—they also connected us with contractors and even reviewed bids with us. They were hands-on in a way I didn’t expect, and it made all the difference
Chris guided us through our construction loan
Kevin T., San Luis Obispo, CAGetting traditional financing with my tax returns was tough, but Jesse used a DSCR loan to help me close on a duplex with zero income docs. He’s an investor’s dream lender
Jesse is an investor’s dream lender
Michael T., Santa Ana, CAChris helped us refinance our conventional mortgage to remove PMI. He was fast, responsive, and always transparent about costs. Great experience!
Chris helped us remove PMI and refinance smoothly
Jeff & Nicole S., Irvine, CAGetting a VA loan was a challenge with our credit history, but Jesse worked tirelessly to find a solution. He helped us fix our credit, walked us through the paperwork, and gave us hope when we were close to giving up. We’re now proud homeowners
Jesse found creative ways to help our VA loan go through
Brian & Nicole F., Escondido, CAChris took the time to understand my real estate business and structured multiple DSCR loans that let me scale quickly. Outstanding service
Chris helped us navigate complex DSCR loans
Jason L., Fresno, CAJesse understood the complexity of our self-employment income and got us a jumbo loan when other lenders wouldn’t even try. He’s brilliant at what he does.
Jesse worked magic with our self-employment income.
Mark & Elise H., Manhattan Beach, CAChris helped me qualify for a DSCR loan using only the rental income from the property. It was perfect for my investment strategy. Super smooth transaction
Chris helped us qualify using just rental income
Alex P., San Diego, CAJesse explained how DSCR loans work and helped me grow my rental portfolio with little hassle. He's my go-to guy for all investment financing
Jesse helped me as a first-time investor.
Priya M., Oakland, CABuying our first home was intimidating, but Chris McBrearty simplified everything. With his help, we closed with an FHA loan in under 30 days!
Chris simplified the FHA process
Diana & Shawn K., Vallejo, CAAs a single mom, I didn’t think homeownership was possible. Jesse helped me get an FHA loan with low down payment and affordable monthly payments. I’ll always be grateful
Jesse helped this single mom become a homeowner.
Carla F., Riverside, CAChris structured our jumbo refinance beautifully
Chris structured our jumbo refinance beautifully
Robert & Dana S., Palo Alto, CAAs a teacher, I didn’t think I could qualify, but Jesse made it happen with a 3% down conventional loan. I’m finally a homeowner
Jesse handled my teacher loan with care
Karen E., Glendale, CAChris took the time to explain every detail of the reverse mortgage process to my elderly mother and made sure she understood it all. He treated her like family and made sure she was comfortable at every step
Karen E., Glendale, CA
Sarah G., Thousand Oaks, CAWe ran into issue after issue with local zoning, and just when we thought the deal was dead, Jesse stepped in, called the city planners himself, and got us on track. That’s way beyond what we expected from a lender. True service